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Dealing With an Insurance Company After a Car Accident

Motor vehicle accidents occur each day throughout Missouri and other U.S. states. Being involved in a major car accident can be incredibly traumatic, especially when victims become seriously injured. Dealing with extensive physical recovery and financial repercussions can be difficult enough, but facing the reality of lost wages and a decrease in income can be even more worrisome.

Unfortunately, insurance companies all too often attempt to take advantage of car accident victims whenever they’re the most vulnerable. Knowing how to respond when an insurance company calls after an accident can be difficult. In most cases, the insurance company of the individual who caused the accident will be primarily responsible for paying for the victim’s injuries.

The main purpose of insurance is to ensure that another individual who’s been injured by the insured’s negligent actions receives compensation for their injuries. However, insurance agencies are for-profit, which means that they often attempt to contact accident victims in an attempt to get them to settle for less than what they may actually be entitled to.

If another driver was at fault for the accident but doesn’t have adequate insurance coverage, the injured party could file for certain benefits under their own insurance policy. The insurance company might require the petitioner to follow certain steps before they agree to provide compensation to cover medical expenses or lost wages.

If you’re the victim of a vehicle accident, dealing with the repercussions of lost wages, expensive medical bills, and pain and suffering can be difficult. Fortunately, an attorney with experience in motor vehicle accidents may be able to assist. A dedicated attorney may be able to provide you with invaluable advice and advocate with the insurance company on your behalf to help you receive the financial compensation you need to fully recover.